Guidelines are periodically published for judges and anyone else interested on the levels of compensation which should be awarded for a multitude of personal injuries from loss of limbs to a whiplash. The levels go up with each set of guidelines and judges tend to reflect the latest figures in what they decide to award. It follows that insurance companies and others who have to pay out the compensation will reflect the guidelines in the amount they offer as they know what the claimant will receive if there is no settlement and a judge in court decides. Here's a bit more to how it works at http://www.breakinglaw.co.uk/search/label/compensation%20for%20personal%20injury
And so, if you are on the verge of settling a claim or are a lawyer advising on a settlement, ensure that account is taken of the very very latest guidelines that have just been published in the 15th edition of the Judicial College Guidelines for the Assessment of General Damages in Personal Injury Cases.