So you have been sued and found to owe some money. You'd rather not compound the misery by having that fact available for all to see yet that's what can happen through the Register of Judgments.
I have some neat tricks to help you avoid that fate as set out in Chapter 20.
About this blog
Accessible legal tips, know-how and news for anyone with a complaint or legal issue from Stephen Gold, author of The Return of Breaking Law, the book
Tuesday, 8 January 2019
Monday, 7 January 2019
Kissing & Making Up: Chapter 19 - The Tomlin Order
In every area of law you will come across something named after either the poor person who's case had the misfortune to give birth to it or the smart Alec judge who came up with it. In our case it is the Tomlin Order, named in honour of Mr Justice Tomlin who first used one in the case of Dashwood v Dashwood.
It's a form of order that helps you kiss and make up after proceedings have started but leaving you wriggle room to turn heavy again if the other side fails to honour the bargain. Chapter 19 gives the words you need to put this into action.
It's a form of order that helps you kiss and make up after proceedings have started but leaving you wriggle room to turn heavy again if the other side fails to honour the bargain. Chapter 19 gives the words you need to put this into action.
Sunday, 6 January 2019
Small is beautiful: Chapter 18 - Small Claims
Up to £10,000 is a small claim? While it may be riches to you, it is small in the legal world and the rules are simplified to make it easier for you to make your claim. You can even do it online (I have - several times). Want to know more? Then read Chapter 18.
Saturday, 5 January 2019
Don't make the judge cross with your cross-examination: Chapter 17 - In Court for Your Civil Case
Into the court room rode the lone the litigant, witnesses to the left of them, opponents to the right of them and the judge in front of them*. So how do you come out unscathed? Plenty in this chapter on cross-examination, managing witnesses, giving evidence and more.
* apologies to Lord Tennyson if he's reading
* apologies to Lord Tennyson if he's reading
Friday, 4 January 2019
Your Rented Home Unfit To Live In? New Laws Coming Your Way
Do you have a tenancy agreement for less then 7 years or a weekly, monthly or yearly tenancy? Then your landlord is stuck with having to maintain the structure and exterior and installations for the supply of water, heating and sanitation. They can't get out of it by suggesting otherwise in the tenancy agreement.
But what about putting and keeping the premises in a condition that makes it fit for human habitation. In practice, there's now no implied legal obligation for them to do this. The tenancy agreement may say they must and, if it does, that's another matter. It if really says so then I will eat my law books.
So the structure and exterior are OK. The water, heating and sanitation are OK. But the premises are infested by mice and rats or, because of some other factors, no human being should reasonably be expected to live there. At the moment, your best bet would be to try and persuade the council to take action against the landlord to improve or condemn the premises. That won't work if the council is your actual landlord as they can't take enforcement action against themselves. A fast and effective remedy and the ability to claim compensation from the landlord might well be impossible, whether the landlord is the council, a housing association or a private individual or company.
Cue the Homes (Fitness for Human Habitation) Act 2018 which comes into force on 20 March 2019. It applies to England. Wales already has similar laws in operation.
The new Act implies into tenancy agreements a promise by the landlord that the premises are fit for human habitation and will remain so throughout the lease. Anything stated in the tenancy agreement or verbally by a deceiving landlord isn't worth the paper it is written on or the spittle it is spoken with. And if the premises aren't fit as required then the tenant can take court proceedings (in the county court or, in very serious cases indeed, in the High Court) to compel the landlord to make the premises fit and for damages. Even legal aid would be available for the compulsion bit if there is a serious risk to health or you should be able to find a solicitor willing to take the case on a 'no win, no fee' basis.
The Act will not immediately apply to every tenancy. But it will apply to every new tenancy for a fixed period of less than seven years granted on or after 20 March 2019; to every tenancy which before 20 March 2019 was for a fixed period of less than seven years and after then becomes what is known as a periodic tenancy (say a weekly, monthly or yearly tenancy); and as from 20 March 2020 to every periodic tenancy then in existence. Geddit?!
Where the premises are in a block and there are common parts such as staircase or say a roof which is in the ownership of the landlord then they too will come into the reckoning if they lead to the premises being unfit.
It is important that the landlord is notified about the condition of the premises before complaint is made that they are in breach of their obligations.
Plenty more on the wars between landlord and tenant in my book Breaking Law. No, I am not a landlord.
The new Act implies into tenancy agreements a promise by the landlord that the premises are fit for human habitation and will remain so throughout the lease. Anything stated in the tenancy agreement or verbally by a deceiving landlord isn't worth the paper it is written on or the spittle it is spoken with. And if the premises aren't fit as required then the tenant can take court proceedings (in the county court or, in very serious cases indeed, in the High Court) to compel the landlord to make the premises fit and for damages. Even legal aid would be available for the compulsion bit if there is a serious risk to health or you should be able to find a solicitor willing to take the case on a 'no win, no fee' basis.
The Act will not immediately apply to every tenancy. But it will apply to every new tenancy for a fixed period of less than seven years granted on or after 20 March 2019; to every tenancy which before 20 March 2019 was for a fixed period of less than seven years and after then becomes what is known as a periodic tenancy (say a weekly, monthly or yearly tenancy); and as from 20 March 2020 to every periodic tenancy then in existence. Geddit?!
Where the premises are in a block and there are common parts such as staircase or say a roof which is in the ownership of the landlord then they too will come into the reckoning if they lead to the premises being unfit.
It is important that the landlord is notified about the condition of the premises before complaint is made that they are in breach of their obligations.
Plenty more on the wars between landlord and tenant in my book Breaking Law. No, I am not a landlord.
Hug The Usher: Chapter 16 - Outside the Court Room for a Civil Case
So the Big Day has arrived - you're off to court. But how long will you wait? How should you dress? And who should you curry favour with? Some tips borne of my experiences are all set out in Chapter 16
Wednesday, 2 January 2019
That MasterCard Claim
For the story so far, see http://www.breakinglaw.co.uk/search/label/MasterCard%20claim
The Court of Appeal has decided that there IS a right of appeal against the dismissal of the claim. But there must now be a further hearing to decide whether Walter Merricks should be given the necessary permission to make that appeal! That further hearing is now set to take place on 05 and 06 February 2019. If permission is granted then the actual appeal will be heard at the same time. If permission is refused then there will be no appeal. Clear as mud, eh?!
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